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What is the Difference Between a Prequalification and a Preapproval?
When you are planning to buy a home, you will first need to get prequalified or preapproved for a mortgage. But what's the difference...
Southern Birch Realty
Jan 9, 20235 min read


Do I Need Great Credit to Get a Mortgage?
Are you thinking about buying a home? If so, there’s a good chance that you’ve heard the term “credit score” mentioned a time or two - or...
Southern Birch Realty
Dec 23, 20225 min read


How Much of a Down Payment Do I Need?
When it’s time to buy a house, it’s easy to get caught up in all the excitement. You’re having a blast looking at styles, planning your...
Southern Birch Realty
Nov 15, 20225 min read


5 Key Steps in the Underwriting Process
Buying a house comes with a whirlwind of emotions - it’s fun, it’s exciting, and of course, it’s stressful. While there are a few lucky...
Southern Birch Realty
Oct 24, 20224 min read
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