Southern Birch RealtyJan 9, 20235 minWhat is the Difference Between a Prequalification and a Preapproval?When you are planning to buy a home, you will first need to get prequalified or preapproved for a mortgage. But what's the difference...
Southern Birch RealtyDec 23, 20225 minDo I Need Great Credit to Get a Mortgage?Are you thinking about buying a home? If so, there’s a good chance that you’ve heard the term “credit score” mentioned a time or two - or...
Southern Birch RealtyNov 15, 20225 minHow Much of a Down Payment Do I Need?When it’s time to buy a house, it’s easy to get caught up in all the excitement. You’re having a blast looking at styles, planning your...
Southern Birch RealtyOct 24, 20224 min5 Key Steps in the Underwriting ProcessBuying a house comes with a whirlwind of emotions - it’s fun, it’s exciting, and of course, it’s stressful. While there are a few lucky...